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Bandhan Bank Personal Loan: Features, Interest Rates, Eligibility & How To Apply Online

Get instant access to funds for personal needs with Bandhan Bank personal loan. Attractive interest rates starting 10.49%, online application, no collateral required. Check eligibility and apply now!

Personal loans are unsecured loans that can be used for any personal needs and expenses. Bandhan Bank offers feature-rich personal loans with flexible options. Let’s take a look at key details regarding Bandhan Bank personal loan.

What is Bandhan Bank Personal Loan?

Bandhan Bank personal loan is an unsecured loan offered to salaried individuals. It can be used for wedding expenses, home renovation, vacation, higher education, medical emergency etc. without needing collateral.

Some main features include:

Collateral free
Flexible repayment up to 60 months
Quick processing and approval
Competitive interest rates starting 10.49% p.a.
Online application facility

Bandhan Bank Personal Loan Eligibility

To qualify for a Bandhan Bank personal loan, the key eligibility criteria are:

Minimum age 21 years
Maximum age 58 years at loan maturity
Minimum monthly income ₹15,000 for salaried
Minimum annual turnover ₹3 lakhs for self-employed
Salaried individuals, self-employed and businessmen can apply

Meeting the eligibility criteria is important to get personal loan approval from Bandhan Bank.

Bandhan Bank Personal Loan Interest Rates

Bandhan Bank offers personal loans at reducing balance interest rates starting from 10.49% p.a. to 22% p.a. based on profile.Higher income, good credit rating, longer tenure and lower loan amount can help get lower interest rates. RBI’s repo rate changes also impact lending rates.

Documents Required

When applying for a Bandhan Bank personal loan, keep scanned copies of these documents ready:

Identity proof (Aadhaar, PAN)
Address proof
Passport size photographs
Last 3 months’ salary slips
Last 6 months’ bank statements
ITR Acknowledgement
Employment proof
Assets and liabilities statement

How To Apply For Bandhan Bank Personal Loan Online

Here are the steps to apply online:

Go to official website and click ‘Apply Now’
Create login ID and fill application form
Upload required documents
Pay processing fee using net banking
E-sign agreement using Aadhaar OTP

Bandhan Bank Personal Loan Conclusion
Bandhan Bank personal loan is a good financing option with easy eligibility, nominal interest rates starting 10.49%, flexible tenure and amount, faster approval and online application. It is worthwhile for salaried individuals looking to fund personal needs and manage expenses smartly.

Bandhan Bank Loan Apply Apply Now

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