Govt Salary Calculator (7th & 8th Pay Commission)
Find the in-hand salary for any pay level: basic pay, DA, HRA, transport allowance, NPS and CGHS, plus an 8th Pay Commission estimate. Free. Works in your browser; your files are not uploaded.
Your salary now (7th Pay Commission)
8th Pay Commission estimate
Starting in-hand salary of popular posts
First month's pay for a new recruit in a Y-class city, with DA at 63% and NPS and CGHS deducted. In X cities HRA is 10% of basic higher; in Z cities 10% lower.
| Post | Level | Basic | Gross | In-hand |
|---|---|---|---|---|
| SSC MTS, RRB Group D (Track Maintainer) | 1 | ₹18,000 | ₹34,407 | ₹31,193 |
| SSC CHSL LDC / JSA | 2 | ₹19,900 | ₹37,884 | ₹34,360 |
| SSC GD Constable, RPF Constable | 3 | ₹21,700 | ₹42,645 | ₹38,828 |
| SSC CHSL DEO, SSC CGL Tax Assistant | 4 | ₹25,500 | ₹49,599 | ₹45,162 |
| RRB NTPC Goods Train Manager, SSC CGL Auditor | 5 | ₹29,200 | ₹56,370 | ₹51,330 |
| RRB NTPC Station Master, RRB JE, SSC JE, SSC CPO Sub-Inspector | 6 | ₹35,400 | ₹67,716 | ₹61,436 |
| SSC CGL Inspector (Income Tax, GST), Assistant Section Officer | 7 | ₹44,900 | ₹85,101 | ₹77,072 |
| UPSC CSE (IAS, IPS) entry | 10 | ₹56,100 | ₹1,08,531 | ₹98,617 |
The level of a post can differ by department; the recruitment notice is final.
7th Pay Commission pay levels
Each level has cells; one yearly increment moves you one cell up (about 3%). The table shows the first and last cell of each level.
| Level | Starting basic | Maximum basic | Cells |
|---|---|---|---|
| Level 1 | ₹18,000 | ₹56,900 | 40 |
| Level 2 | ₹19,900 | ₹63,200 | 40 |
| Level 3 | ₹21,700 | ₹69,100 | 40 |
| Level 4 | ₹25,500 | ₹81,100 | 40 |
| Level 5 | ₹29,200 | ₹92,300 | 40 |
| Level 6 | ₹35,400 | ₹1,12,400 | 40 |
| Level 7 | ₹44,900 | ₹1,42,400 | 40 |
| Level 8 | ₹47,600 | ₹1,51,100 | 40 |
| Level 9 | ₹53,100 | ₹1,67,800 | 40 |
| Level 10 | ₹56,100 | ₹1,77,500 | 40 |
| Level 11 | ₹67,700 | ₹2,08,700 | 39 |
| Level 12 | ₹78,800 | ₹2,09,200 | 34 |
| Level 13 | ₹1,23,100 | ₹2,15,900 | 20 |
| Level 14 | ₹1,44,200 | ₹2,18,200 | 15 |
| Level 15 | ₹1,82,200 | ₹2,18,200 | 7 |
| Level 16 | ₹2,05,400 | ₹2,24,100 | 3 |
| Level 17 | ₹2,25,000 | ₹2,25,000 | 1 |
| Level 18 | ₹2,50,000 | ₹2,50,000 | 1 |
| Level 13A | ₹1,31,100 | ₹2,17,600 | 18 |
How each part is calculated
House rent allowance (HRA)
| City class | HRA (DA 50% or more) | Minimum |
|---|---|---|
| X | 30% of basic | ₹5,400 |
| Y | 20% of basic | ₹3,600 |
| Z | 10% of basic | ₹1,800 |
HRA is not paid when you live in government housing.
Transport allowance (before DA)
| Pay level | Higher TPTA cities | Other places |
|---|---|---|
| 1–2 | ₹1,350 | ₹900 |
| 3–8 | ₹3,600 | ₹1,800 |
| 9 and above | ₹7,200 | ₹3,600 |
DA is paid on transport allowance too, at the same rate as on basic pay.
Dearness allowance (DA) history
| From | DA |
|---|---|
| Jul 2026 | 63% |
| Jan 2026 | 60% |
| Jul 2025 | 58% |
| Jan 2025 | 55% |
| Jul 2024 | 53% |
| Jan 2024 | 50% |
Deductions
- NPS / UPS: 10% of basic + DA; the government adds 14% (NPS) or 18.5% (UPS) on its side, which is not part of your in-hand pay.
- CGHS: ₹250 (levels 1–5), ₹450 (level 6), ₹650 (levels 7–11), ₹1,000 (level 12 and above) a month.
- CGEGIS: ₹30 (Group C), ₹60 (Group B), ₹120 (Group A) a month.
- Income tax: not included; under the new regime most Level 1–7 salaries pay little or no tax after the standard deduction and rebate.
8th Pay Commission
The 8th Pay Commission was set up in 2025 to revise central pay from 2026. Until its report is accepted, any figure is a guess. When a new pay commission starts, basic pay is multiplied by a fitment factor (it was 2.57 in the 7th) and DA restarts from 0, so the jump in in-hand pay is smaller than the factor suggests. Pick a factor above to see the effect on your pay.
Frequently asked questions
How is in-hand salary worked out for a central government job?
Gross pay is basic pay + DA (63% of basic now) + HRA (30%, 20% or 10% of basic for X, Y or Z cities) + transport allowance with DA on it. In-hand pay is gross minus NPS (10% of basic + DA), CGHS and CGEGIS. Income tax is extra and depends on your other income and the tax regime you choose.
Which cell do I start in after selection?
A new recruit starts in the first cell of the post's pay level. Each year on 1 January or 1 July (depending on joining date) you move one cell up, which is about 3% more basic pay. Promotion moves you to the next level.
What is the current DA rate?
63% of basic pay from Jul 2026, as approved by the Union Cabinet. DA is revised twice a year (January and July); change the DA box if a newer rate has been announced.
Is the 8th Pay Commission salary final?
No. The 8th Pay Commission was set up in 2025 and has not given its report yet. The fitment factor you pick is an assumption; the calculator only shows what your pay would be at that factor. The government's order after the report decides the real pay.
Does this work for state government, bank or PSU jobs?
No. States have their own pay matrices and DA rates even when they use the same level numbers, and banks and PSUs have their own scales. Use the pay given in that recruitment notice.